Smart Debit Cards for Nonprofits With Built-In Compliance

Empower Every Project, Instantly

Issue virtual and physical debit cards for your team and projects without sacrificing oversight.

Built for Nonprofit Accountability

Mazlo’s Debit Cards are designed for nonprofits that need real-time accountability, automated compliance, and total control over how money moves.

Transparency You Can Trust

Empower your mission-driven teams to spend confidently while Mazlo ensures every transaction stays transparent, categorized, and audit-ready.
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Fiscal Sponsor Virtual & Physical Debit Cards

Mazlo makes it easy for fiscal sponsors and nonprofits to issue debit cards that fit the way their teams work. Create virtual or physical cards for staff, volunteers, or project leads fully managed through the Mazlo dashboard. Whether your team is making online purchases or handling field expenses, every transaction stays visible and compliant.

Mazlo Debit Cards work seamlessly with Apple Pay and Google Wallet, allowing cardholders to make secure, contactless payments while maintaining full spending oversight. Each card can be customized with its own limits and rules, giving you flexibility without losing control.
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Smart Spending Controls

Control spending before it happens. Mazlo’s built-in guardrails prevent misuse and ensure funds stay on mission. These smart controls keep your nonprofit’s financials safe, and your team accountable.

Automatically freeze cards that violate spending policies.

Create customized spending policies per card.

Automatically freeze cards that exceed spending thresholds.

Accountability Made Easy

Keeping teams accountable shouldn’t mean endless paperwork or manual oversight. Mazlo automates the post-spending process so you can maintain compliance effortlessly.

Real-Time expense categorization.

Capture reciepts for every purchase.

Keep your finance team focused on impact.

Built for Fiscal Sponsors

Mazlo was designed with fiscal sponsors in mind so you can spend less time policing transactions and more time supporting change-makers.

Keep funds clearly separated for each initiative.

Strengthen donor trust with transparent reporting.

Empower each project to operate independently.

Maintain full fiscal oversight.

Audit-Ready From Day One

Audits don’t have to be stressful. Mazlo automates compliance and organizes every detail, from the first transaction onward.

Sync debit purchases with Quickbooks and Sage.

Maintain an IRS-compliant audit trail.

Automatically code debit purchases.

Why Choose Mazlo Debit Cards for Nonprofits?

Nonprofits and fiscal sponsors face unique financial challenges, from managing multiple ledgers to ensuring compliance and maintaining donor trust. Mazlo was built specifically for this world. Our debit cards help organizations spend with confidence, automate oversight, and maintain strong accountability from the very first transaction.
Traditional banking tools are not designed for nonprofit operations. Mazlo combines the flexibility of modern payment systems with the structure of an audit-ready accounting platform. Every card, transaction, and receipt connects in one centralized system, giving fiscal sponsors and nonprofits real-time visibility into how funds are used. With Mazlo, financial transparency is built into every purchase, not added later.
By choosing Mazlo, you are adopting a partner in compliance. You will save time on reconciliation, reduce the risk of misuse, and strengthen the financial trust your donors and auditors depend on. Mazlo transforms financial management into a seamless, automated system designed for purpose-driven organizations that take stewardship seriously.

Frequently Asked Questions

Are Mazlo’s debit cards different from prepaid debit cards for nonprofits?

Yes. Unlike prepaid debit cards that require manual top-ups or separate accounts, Mazlo Debit Cards draw directly from each project’s existing bank account. This eliminates the need to move funds between accounts or manage balances manually. Every transaction is tracked in real time, coded automatically, and reconciled within your accounting system. You get the flexibility of a debit card with the precision and oversight of a full financial management platform. If a traditional pre-paid card is all you need, Mazlo has those too!

Is there a limit to how many cards I can issue?

No. Mazlo scales with your organization. Whether you need a handful of cards for a small team or hundreds across multiple projects or initiatives, you can issue as many as needed. Each card can be customized with its own spending rules and permissions, allowing you to maintain tight financial control even as your operations grow.

Are Mazlo’s Debit Cards integrated with accounting software?

Yes. Mazlo integrates seamlessly with popular accounting systems like QuickBooks, Sage, and other nonprofit-friendly tools. Transactions, categories, and receipts sync automatically, so your books are always up to date. This integration eliminates manual data entry, reduces human error, and creates a direct link between your day-to-day spending and your organization’s financial reporting.

What happens if a cardholder forgets to upload a receipt?

Mazlo enforces accountability automatically. When a cardholder completes a transaction, they are immediately prompted to upload a receipt through the mobile or web app. If a user fails to submit receipts after a certain number of transactions, their card can be temporarily locked until compliance is restored. This ensures that your expense documentation remains complete, accurate, and audit-ready at all times.

Can I set account-specific budgets?

Absolutely. Mazlo was designed with fiscal sponsors and multi-project organizations in mind. You can assign budgets at the account level, and spending rules to each initiative. This makes it easy to separate funds between different programs, projects, or initiatives. As a result, your team can manage multiple projects simultaneously while maintaining clear financial boundaries and real-time visibility into every dollar spent.

How do Mazlo’s Debit Cards help with IRS compliance?

Mazlo automatically builds and maintains an IRS-compliant audit trail for every expense. Each transaction includes a timestamp, category, account affiliation, and prompts for a receipt. The system enforces documentation requirements and ensures expenses are properly coded and categorized. When it’s time for an audit, everything is already organized and exportable, saving your finance team days of manual reconciliation and ensuring full transparency with auditors, donors, and board members.

Can I issue both physical and virtual cards to an individual?

Yes. Each user can receive both a physical and a virtual Mazlo Debit Card. The physical card can be used for in-person purchases, while the virtual card is ideal for online transactions or mobile payments through Apple Pay and Google Wallet. You can assign separate spending limits, rules, and categories to each, ensuring that every purchase—whether digital or in the field—stays properly tracked and controlled.

How are the risks of using debit cards for nonprofits managed with Mazlo?

Mazlo addresses financial risk through proactive and automated safeguards. Administrators can set custom spending rules. Every transaction triggers instant notifications and is tracked in real time. If receipts are not uploaded or spending policies are violated, Mazlo can automatically freeze the card. These built-in protections make fraud, misuse, and accounting errors far less likely while maintaining flexibility for your team.

Are Mazlo Debit Cards different from normal debit cards?

Yes. While Mazlo Debit Cards work anywhere Master Card is accepted, they are designed specifically for nonprofits and fiscal sponsors. Each card connects directly to your organization’s account and includes built-in compliance features like automated card freezing, receipt collection, and real-time monitoring. Unlike standard debit cards, Mazlo’s platform gives you full administrative control over every card and transaction, so you always know who’s spending, where, and why.

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