Nonprofit Banking
Designed for Fiscal Sponsors

Yes. Mazlo follows industry best practices for financial security and compliance. We use encryption in transit and at rest, enforce access control across all accounts, and maintain detailed audit logs. We're built to support IRS 501(c)(3) regulations, GAAP accounting standards, and common grant reporting frameworks. You get peace of mind knowing compliance is baked into how Mazlo operates.

Yes. Disbursements and reimbursements can be configured to require multi-step approval and release. Additionally, for smaller organizations, a single user can approve and release these funds. These workflows are built into the Mazlo platform and work across mobile and desktop, with notification options that keep your team moving while maintaining controls.

Absolutely. Mazlo supports internal transfers between sub-accounts, letting you pool and allocate funds dynamically across your ecosystem. This is ideal for joint programs, co-hosted campaigns, or umbrella funding models. You can also tag revenue by source and reassign incoming donations to specific projects or categories, giving you full control over how funds flow across initiatives.

Yes. Each grant can be linked to a specific project account or tagged across multiple initiatives. You can define spending rules, limit which users can access funds, and monitor remaining balances in real time. All disbursements and transactions tied to a grant are logged and reportable with supporting documentation. You’ll be able to pull down a full transaction history with just a few clicks.

You can configure automatic percentage-based deductions from each project’s account to support central costs like HR, legal, or software. These deductions are recorded transparently and tracked in real time. The auto-deduction mechanism eliminates manual calculations and helps projects understand exactly how much is contributing to the parent organization, improving clarity and reducing disputes.

Your team can use the Mazlo mobile app to take a photo of a check and submit it for deposit directly into their assigned project account. Deposits are tracked by project and show up in the dashboard in near real time. All deposits are logged with source, timestamp, and project association — providing the documentation needed for donor acknowledgment, grant audits, or general financial transparency.

Mazlo allows you to create card and account-level controls, define daily spending limits, disable debits from external accounts. You can also require receipts and route every disbursement or reimbursement through a customized approval workflow. Admins can see real-time alerts and block cards or freeze funds immediately if irregularities are detected. The result is a strong separation of duties and near-instant visibility into every dollar spent.

Every transaction is easily tagged, categorized, and synced with your accounting platform. You can generate real-time reports segmented by project, grant, or category. Receipts are stored digitally, and built-in restrictions prevent transactions from slipping through. With one-click exports and built-in compliance checks, Mazlo makes audit preparation less time-consuming and more accurate.

No, Mazlo supports unlimited sub-accounts and card issuance. You can assign a dedicated checking account number to each sponsored project. You can issue as many virtual or physical smart debit cards as needed, with fine-grained controls and restrictions per cardholder. This ensures both flexibility and accountability.

You’ll be assigned a dedicated onboarding manager who will walk you through every step. From opening accounts to connecting software and training your team. We also offer live support sessions for administrators and project leads. Beyond launch, you’ll have access to detailed video walkthroughs, help articles, and responsive chat support. We’re committed to setting your team up for success from day one.

Most organizations are live within 4 to 6 weeks, depending on the number of projects and integrations. Our streamlined onboarding includes account creation, user roles setup, and software integrations. We work closely with your operations and finance teams to ensure everything from donor payment routing to card issuance happens seamlessly. This makes the transition painless, even for teams managing hundreds of sub-projects.

Yes, you can transition smoothly without interrupting your cash flow or donor activity. We offer guided support so you can keep your old account active while gradually routing payments, payroll, and disbursements through Mazlo. We’ll help you reassign donation links, update vendors, sync accounting platforms, and phase in smart card usage. This reduces the risk of errors or delays while allowing for a fully customized migration timeline.

Mazlo doesn’t just provide access to nonprofit checking accounts, it’s an all-in-one platform designed specifically for the operational, financial, and compliance challenges of fiscal sponsorship. Unlike traditional banks or credit unions, which offer general-purpose checking, Mazlo delivers embedded tools for donation management, grant reporting, automated expense control, and sub-accounting. This means nonprofits can manage multiple sponsored projects, track funds per donor or grant, and automate compliance in ways standard financial institutions simply can't support. With Mazlo, you're not retrofitting a for-profit system, you're using one purpose-built for your nonprofit ecosystem.